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Home Page Independent Financial Advice
Kingston IFA
Taking financial advice can be one of the most important things you do. It can help protect you and your family from whatever life has in store, save you money and hopefully increase the value of your assets.

Our fully qualified, experienced Financial Advisers, based in our Bournemouth and Northampton offices, are ready to give help and advice whatever the circumstances.

We are dedicated to providing a detailed and accurate service, with a focus on customer care. We offer advice on Investments, Life Assurance and other Protection Polices, Pensions and Estate Planning.





Independent Financial Advisers

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IFAAs your Independent Financial Adviser (IFA) we will listen to you in confidence and study your entire financial position. This is the most important part of the planning process to ensure we are fully aware of your current situation, your individual needs, aspirations, and requirements for financial security.

As an IFA firm we offer access to solutions from the whole of the market. Your dedicated adviser will then design a plan for your financial security that will suit your needs. After implementation we will continue to review your ongoing situation and goals helping you to achieve the results you are aiming for.


 

Estate Planning

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Estate ManagementWe understand that many people are concerned that their families will suffer significant "death duties" when they are gone.

Inheritance Tax is often described as the "voluntary tax". Provided that advice is taken early liabilities are generally easily reduced, wiped out altogether or covered by insurance policy proceeds written under trust.

We can provide advice on the best way to achieve this, so that you can be sure that your family will inherit as much as possible.

 

Planning for Retirement

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Most of us know when we want to retire and how much income we would like after retirement. This area of advice splits neatly into two sections, the first stage (pre retirement) is the building up of a pension fund and the second (post retirement) is the actual taking of the monies that you have saved. Although you may have a general idea of how pensions work, advice is often needed on how to achieve the retirement you are hoping for, especially since the State Pension no longer provides the standard of living that is expected these days.

As with investments, there are many pension products to choose from, with differing levels of risk. Depending on your circumstances, there may also be limits on how much money can be invested into a pension on an annual basis.

Our advisers will assess your pension planning wants and needs plus your attitude to risk to recommend the most appropriate pension vehicle available. Our service does not end there however, as we continue to review the plan’s progress and also provide advice when you retire.
 

Life Assurance

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Life AssuranceLife Assurance policies allow you to try to make sure that your family will not be left with financial difficulties in the event of your death. At such a difficult time, money worries are the last thing that anyone wants to have.

There are many Life Assurance plans on the market and we can provide guidance as to how much assurance you need, make sure that you have sufficient cover in the event of death and ensure that you are not paying for cover you do not need. We also advise on products that pay lump sums in the event that you were diagnosed as suffering from a critical illness.

We will regularly review your Life Assurance products, to make sure that you are taking advantage of anything new to the market and to ensure that you are not paying more than you need to.
 

Investments

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For many of our clients, building and growing their capital is a major priority, however, most are concerned with the safety and balance of their investments.
 
Among factors that must be taken into account is the length of time that the investment is to be made for, the reasons for making the investment whether this is intended to provide capital growth, income or some of each, their attitude to risk and whether the investment fits within the overall strategy for that client.

This is why our advisers will undertake a detailed assessment of your aims and needs, to make sure that they are working with you to establish how your investments should best be placed. Of course, circumstances can change once investments have been made, so we will contact you regularly in order to ensure that they remain appropriate for your needs and to ensure that you are receiving the best return.
   


Latest News

Paper tax returns must be filed by 31st October 2011 if you want HMRC to collect any unpaid tax .

For self assessment tax returns filed on-line the filing deadline is 31 January 2012.

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About

Kingston PTM Ltd is authorised and regulated by the Financial Services Authority. Kingston PTM Ltd is entered on the FSA Register (www.fsa.gov.uk/register) under reference 209429.

The FSA do not regulate Will Writing, Personal Loans, Trusts, Commercial Loans, Tax planning, National Savings products, utilities, book sales and some forms of mortgage.
The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Personal Tax Management and Kingston IFA are trading styles of Kingson PTM Ltd.
VAT No: 936052235.


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